In most instances common sense prevails, but there are other ways you can protect yourself and your finances.
1. Only use apps downloaded from a trusted source
If shopping on your phone make sure you only use apps that have been downloaded from a reputable source, such as the Android Market, or the Apple Store. And make sure you read the ‘permissions’ it asks for before you agree to it.
2. Make sure you only use a secure Wi-Fi network
Using public Wi-Fi leaves you open to fraud as your passwords and billing information can be hacked, so only make purchases on a secure line.
3. Only use trusted websites
Avoid clicking on any links that say they’ll direct you to the website you want, as they could be a phishing scam, and never input your details into a site that you are uneasy about.
4. Sign up to a secure payment method
While they can be a bit of a nuisance when you can’t remember your password, Verified by Visa or Mastercard SecureCode will mean your card is extra protected.
5. Make sure the website is secure
Before you give any card details online make sure the site you are on has a padlock in the URL or the bottom right hand corner of the browser window.
